Author Archives: BEBdata

How We Compile Our Data

Bankruptcy records are open to the public.  We access those records using                             PACER (Public Access Court Electronic Records).  PACER is an electronic access service that allows users to obtain case and docket information from Federal Appellate, District and Bankruptcy courts. Read more here…

Happy Holidays

We wish you and “yours” a very safe and happy Holiday Season from all of us at BEBdata.

Our offices will be closed on Monday, December 25, 2017 in observance of the holiday.  We will re-open on Tuesday, December 26, 2017.  Of course, our counts and ordering system is available 24/hours – 7/days.

Thank you for your business and partnership.

P2P Lending. What Is It?

Peer-to-peer lending, (aka P2P), is the practice of lending money to individuals or businesses through online services that match lenders with borrowers. Since peer-to-peer lending companies offering these services generally operate online, they have lower overhead and can provide service cheaper than traditional lenders. As a result, lenders can earn higher returns compared to savings and investment products offered by banks, while borrowers can borrow money at lower interest rates even after the P2P lending company has taken a fee for providing the match-making platform and credit checking the borrower.

Also known as crowdlending, many peer-to-peer loans are unsecured personal loans.  Other forms of peer-to-peer lending include student loans, commercial and real estate loans, and payday loans.

The lending intermediaries are for-profit businesses and generate revenue by collecting a one-time fee on funded loans from borrowers and by assessing a loan servicing fee to investors or borrowers.  Compared to stock markets, peer-to-peer lending tends to have both less volatility and less liquidity.

December 2017 QR Code

It’s the last QR Code of 2017!  But no fear, our 2018 calendars are in the works.  In the meantime, scan our last 2017 QR Code for a fun 1-minute video!
You can also check it out here.

Happy Thanksgiving

From all of us at BEBdata, we wish you and your family and loved ones a very happy and safe Thanksgiving Holiday.

Our offices will be closed from Thursday, November 23 and Friday, November 24th in observance of the holiday.  We will re-open on Monday, November 27, 2017.

As always, our count or order system will be available 24/hours – 7/days a week.

Thank you for your business and partnership.