Bankruptcy records are open to the public.  We access those records using PACER (Public Access Court Electronic Records).  PACER is an electronic access service that allows users to obtain case and docket information from Federal Appellate, District and Bankruptcy courts. Each court maintains its own database and though each court service is comparable to the other; the format and content of the information can often differ.

BK Data – The BEBdata System

After we access the raw data from PACER, we run the files through custom built programs that standardize and segment the information.  This translates files from a visual reference into a raw database.

 We enhance the data by cleansing address information using the USPS Coding Accuracy Support System (CASS) Software.  This software is used to ensure the accuracy of delivery point barcodes, zip codes and carrier route information.  We then run the CASS certified data through the National Change of Address file giving our data the most current delivery information available.

 The final step in the process to create a marketing worthy database entails distributing the records within our custom built database system.  Our system allows us to segment and categorize each section of information within each record allowing for query, analysis or fragmenting data.

The data is available in a variety of vertical markets and is under no circumstances used to determine creditworthiness.  When used for credit solicitation marketing, our BK Data may only be used for Invitation To Apply (ITA) purposes only.