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How To Find Bankruptcy Records

Why are Bankruptcy Details Required?

There may be many reasons why anyone would be interested in finding out if an individual or a business firm has filed bankruptcy. Bankruptcy lists and records help a person to make financial decisions of potential business partners, businesses, insurance companies, financial institutions, banks, and individuals seeking loan.

How To Find Bankruptcy Records – Searching for Bankruptcy Records

Bankruptcy hearings are processed in Federal Courts and the case records are accessible by the public. Some of the ways to access the records are:

Bankruptcy Voice Case Information Systems (VCIS)

Getting bankruptcy statistics from case records can be simple but time consuming,  gathering all the information necessary may become a tedious task. For any information on bankruptcy cases, one can to call the automated VCIS number of the bankruptcy court and run a search by either social security number, complete name or case number. The automated system reads out the information about the required case. The VCIS is available 24-hours a day. To gather many records it may be simpler to use a Bankrupcty List.

PACER

One can also get a PACER account. The Public Access to Court Electronic Records (PACER) is the electronic access of the Federal Judiciary’s centralized registration, technical and billing support to the US District, Bankruptcy and Appellate court records. The user can either view or print the case documents online.

Case Information in Person

The divisional office of each bankruptcy court has public access terminals which allow the public to view bankruptcy records.

Certified Copies of Bankruptcy documents

Certified copies of bankruptcy case records can be obtained either in person or by mail from the divisional office where the bankruptcy case was filed. In order to do so, the user needs to have the bankruptcy case number and also the docket number of the document which is to be certified.

BEBData, has core competency in bankruptcy data compilation. Our bankruptcy database, which holds over 20 million bankruptcy records, has accurate and up-to-date bankruptcy records collected daily from courthouses nationwide for effective utilization of the records for various intelligence purposes. So one no longer has to figure out how to find bankruptcy records, BEBData has years of experience compiling bankruptcy data. Our expertise and reliable data allows for highly responsive bankruptcy leads. The required specialization and knowledge in bankruptcy data compilation has made us the trusted partners of individuals and a wide range of industries including automobiles and financial marketing firms.

Bankruptcy Legislation for Big Banks Gains Steam

Courthouse - Bankruptcy ChangesChanges to bankruptcy code included in financial services budget bill in House

an article from The Wall Street Journal

WASHINGTON—Legislation to make the bankruptcy of a big bank more feasible is gaining steam on Capitol Hill, a development that could help the largest U.S. financial firms counter criticism that they remain “too big to fail” without a taxpayer bailout.

Changes to the bankruptcy code were included in a financial-services budget bill the House passed Thursday, along with other regulatory provisions such as congressional oversight of the Consumer Financial Protection Bureau’s budget.

But unlike other provisions, the bankruptcy legislation has broad support. That gives it a chance to become law this year.  Read More…

 

BANKRUPTCY DATA LEADER

BEBdata leads the market with over 40 years of in-depth experience and knowledge of Bankruptcy list compilation and bankruptcy data. Our headquarters in located in the heart of Houston.  Call us today!

BEBdata
4802 Travis Street
Houston, TX 77002
(800) 969-5568

Consumers Continue to Manage Finances Responsibly

Photo of woman looking at credit card | BEBdata Bankruptcy Data BlogIn the latest ABA (American Bankers Association’s) Consumer Credit Delinquency Bulletin, Auto financing metrics were reported to have shown mixed movement in the first quarter.

Delinquencies settled lower in seven of the 11 individual loan categories compared to the previous quarter, according to the ABA report that defines a delinquency as a payment that is 30 days or more overdue.

In the auto space, direct auto loan delinquencies — contracts arranged directly through a bank — rose from 0.75 percent to 0.81 percent. Meanwhile, indirect auto loan delinquencies — financing arranged through a third party such as a dealer — fell from 1.54 percent to 1.45 percent.  Read More…

 

Bankruptcy Data Made Easy

Our Bankruptcy database currently holds over 20 million bankruptcy records and offers a wide scope of relevant information such as filing dates, dismissals, discharges, Chapter 7 and Chapter 13. All data is standardized, CASS Certified and DPV coded. USPS National Change of Address (NCOA) is run as data is gathered, prior to submission to our master database.

Where Can You Find the Most Accurate Bankruptcy Data

Where Can You Find the Most Accurate Bankruptcy Data

Bankruptcy is usually initiated by the debtor and imposed by a bankruptcy court order. It serves to inform creditors of financial restructuring to avoid total loss for creditors. Filing bankruptcy helps these people to make a fresh start either by liquidating their assets to repay debts or by the creation of a new repayment plan.

The bankruptcy records, which are maintained, are also available for the public. These records give you accurate financial history about any person that you are interested. The information is also easy to obtain and easy to access.

There are many ways in which you can obtain the bankruptcy statistics of a bankruptcy case:

Case Information in Person

Bankruptcy records are available for public viewing in every Bankruptcy Court divisional office with the help of the public access terminals.

Case information through Phone

You can also avail information about any case through the court’s toll free automated Voice Case Information System (VCIS) which is available 24 hours a day. You will need the case number, complete name or a social security number to get details about the case.

Online Case Information

The electronic public access service, Public Access to Court Electronic Records (PACER), gives access about the case and docket information to any user with internet connections and a PACER account. You can print copies of the record that you want, download it or search information related to your case. A fee will be charged for each page that you access and view. To use the PACER services you need to register yourself first at its website http://www.pacer.gov.

Archived Case Information

Cases which have been closed for a year or more are transferred to the National Archives and Records Administration (NARA). In case you require any case information or copies of documents from the bankruptcy list, you will need the Transfer Number, Box Number and Location Number. These details will have to be obtained from the office of the clerk where the bankruptcy case had been filed. Archived case information can be obtained in person, over phone or by writing to the Records Department where the case was filed.

With over 20 million bankruptcy records in our Bankruptcy database, BEBData, the leaders in bankruptcy data compilation, have the expertise to offer you a range of information on various cases from filing dates, discharges and dismissals to bankruptcy leads.

The size of the U.S. subprime population is getting smaller

Subprime auto loansFrom Subprime Auto Financial News

Dealers still see subprime availability as big players adjust By Nick Zulovich, Senior Editor

CLEVELAND and FORT WORTH, Texas -The size of the U.S. subprime population is getting smaller — at least that’s what FICO says. And large finance companies such as General Motors Financial again acknowledged that the segment of its portfolio composed of subprime paper will continue to diminish, too.

However, dealerships that participated in KeyBanc Capital Markets’ monthly survey indicated that they’re still able to obtain financing for their vehicle buyers, even if they fall into the subprime credit tierRead More…

 

Need to track auto buyers?

Buy your next auto file from BEBdata. Great for targeting vehicle owners that need service work, warranties, or need to upgrade to newer vehicles. Our lists are accurate and have a large select group to chose from such as Make, Model & Year to name only a few. e specialize in bankruptcy data, bankruptcy leads, and more. We are data experts and can help you to identify, communicate and engage your prospects to become customers.

Student Loans & Bankruptcy

Graduate - Gril holding signHere’s an interesting article from CREDIT.COM regarding Student Loans and Bankruptcy written by Constance Brinkley-Badgett.

The belief that student loans are never dischargeable in bankruptcy is, simply put, not true. Student loans can be discharged in some limited cases. In fact, according to a study published in 2011 by Jason Iuliano, a student at the Woodrow Wilson School of Public and International Affairs at Princeton University, at least 40% of borrowers who include their student loans in their bankruptcy filing end up with some or all Read More…

Businesses Trust BEBData for their Bankruptcy Database

Businesses Trust BEBData for their United States Bankruptcy Database

Bankruptcy happens to be amongst the most undesired business occurrences. Take a look at the most dependable bankruptcy databases, and you will come across numerous business establishments and individual debtors declaring bankruptcy. While it leaves an adverse impact on an organization’s creditworthiness, the declaration of bankruptcy makes things somewhat better for harried creditors or banks.

However, they will require keeping a note of such bankruptcy cases and have all the crucial details about them. With scores of bankruptcy declarations throughout the US, it becomes quite painstaking to keep track of the complete bankruptcy database.

And it’s here that a trustworthy bankruptcy database leader will extend the most useful support. By providing clients with accurate, precise, and valuable bankruptcy data, the database vendor can help them get full value for their dollar with their helpful services.

How to look for the best bankruptcy data leader?

Building associations with the leading data leader will ensure ample benefits. But, you will get to realize and reap these benefits only after associating with the leading companies. Some of the essential tips for choosing the most efficient service providers include:

  1. Precision: Precise data will be all that buyers need. And the renowned leaders will be capable of offering precise data and comprehensive bankruptcy database.
  2. Accuracy: Looking for data accuracy will be the first thing to do while choosing the most efficient bankruptcy data leaders. The best-in-class service providers will offer nothing other than highly accurate and targeted data.
  3. Authenticity: Checking data originality or authenticity will be another crucial step to perform. However, you can give it a miss, if your association lies with the most efficient bankruptcy data sellers. The information provided by them is obtained right from courthouses across the nation. Therefore, there are zero chances of fraudulency or improper information.

Why place reliance on BEB Data?

With a database comprising of nearly 20 million bankruptcy cases and records, BEB Data is undoubtedly the most efficient and experienced bankruptcy data leaders in the United States. All data offered by us have CASS certifications and are also standardized. And we also provide accurate information on discharges, filings, and dismissals.

Get in touch with us at BEB Data, and get access to the complete database of US bankruptcy cases updated to the most recent ones as well.

Fewer Subprime Borrowers

The percentage of Americans with subprime credit scores has fallen to the lowest level in more than a decade, a development that could give bank lending and the overall economy a boost. The share of U.S. adults with credit scores that are considered “subprime” fell to 20.7% in April, the sixth consecutive year-over-year decline and the lowest level since at least 2005, when FICO started tracking the data.

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