If the topic is consumer protection, alternative financial services or financial inclusion, one thing is certain: At some point or another, the term “subprime borrowers” is going to come up in the conversation.

How to help them, how to protect them from the predations of rapacious lenders and card issuers, how to limit their numbers, how to better educate them about credit scores, how to better predict what they will do when they borrow and how to prevent lending to them from read more…