In the latest ABA (American Bankers Association’s) Consumer Credit Delinquency Bulletin, Auto financing metrics were reported to have shown mixed movement in the first quarter.

Delinquencies settled lower in seven of the 11 individual loan categories compared to the previous quarter, according to the ABA report that defines a delinquency as a payment that is 30 days or more overdue.

In the auto space, direct auto loan delinquencies — contracts arranged directly through a bank — rose from 0.75 percent to 0.81 percent. Meanwhile, indirect auto loan delinquencies — financing arranged through a third party such as a dealer — fell from 1.54 percent to 1.45 percent.  Read More…

Bankruptcy Data Made Easy

Our Bankruptcy database currently holds over 20 million bankruptcy records and offers a wide scope of relevant information such as filing dates, dismissals, discharges, Chapter 7 and Chapter 13. All data is standardized, CASS Certified and DPV coded. USPS National Change of Address (NCOA) is run as data is gathered, prior to submission to our master database.