Author Archives: BEBdata

Happy Holidays

We wish you and “yours” a very safe and happy Holiday Season from all of us at BEBdata.

Our offices will be closed on Monday, December 25, 2017 in observance of the holiday.  We will re-open on Tuesday, December 26, 2017.  Of course, our counts and ordering system is available 24/hours – 7/days.

Thank you for your business and partnership.

P2P Lending. What Is It?

Peer-to-peer lending, (aka P2P), is the practice of lending money to individuals or businesses through online services that match lenders with borrowers. Since peer-to-peer lending companies offering these services generally operate online, they have lower overhead and can provide service cheaper than traditional lenders. As a result, lenders can earn higher returns compared to savings and investment products offered by banks, while borrowers can borrow money at lower interest rates even after the P2P lending company has taken a fee for providing the match-making platform and credit checking the borrower.

Also known as crowdlending, many peer-to-peer loans are unsecured personal loans.  Other forms of peer-to-peer lending include student loans, commercial and real estate loans, and payday loans.

The lending intermediaries are for-profit businesses and generate revenue by collecting a one-time fee on funded loans from borrowers and by assessing a loan servicing fee to investors or borrowers.  Compared to stock markets, peer-to-peer lending tends to have both less volatility and less liquidity.

December 2017 QR Code

It’s the last QR Code of 2017!  But no fear, our 2018 calendars are in the works.  In the meantime, scan our last 2017 QR Code for a fun 1-minute video!
You can also check it out here.

Happy Thanksgiving

From all of us at BEBdata, we wish you and your family and loved ones a very happy and safe Thanksgiving Holiday.

Our offices will be closed from Thursday, November 23 and Friday, November 24th in observance of the holiday.  We will re-open on Monday, November 27, 2017.

As always, our count or order system will be available 24/hours – 7/days a week.

Thank you for your business and partnership.

USPS Rate Comparison 2017 – 2018

In an order issued on November 9th, the Postal Regulatory Commission(PRC) approved the Postal Service’s proposed prices for market-dominant products. In its 63-page decision, the PRC found that the proposed rates do not violate the price cap and that the workshare discounts meet statutory requirements; proposed classification changes also were approved.

Earlier the commission also approved USPS price changes for competitive products.

As a result, the price changes announced last month by the USPS will be implemented as planned on January 21, 2018.  Below is a price comparison chart for Marketing Mail Rates.  For a downloadable PDF of the January Marketing Mail Rates, click here.