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Author Archives: BEBdata
Happy Holidays
Wishing you a safe and happy holiday season. Check out our special holiday video below!
Housing Credit Index Update
Loans originated in Q3 2016 are among the highest-quality home loans originated since the year 2001, according to the latest CoreLogic Housing Credit Index (HCI) Report.
Higher index values indicate a higher level of credit risk for new originations and lower index values indicate less credit risk present. Compared with other loans made since mid-2009, the starting point of the current economic expansion, Q3 2016 loans are among the loans originated with the lowest credit risk based on six important credit-risk attributes.
The average credit score for homebuyers increased 5 points between the third quarter of 2015 and the third quarter of 2016, rising from 734 to 739.
The average DTI for homebuyers fell slightly comparing the third quarters of 2015 and 2016, falling from 35.7 percent to 35.4 percent.
The LTV for homebuyers decreased nearly 1 percentage point between the third quarter of 2015 and the third quarter of 2016, declining from 86.8 percent to 85.8 percent.
Read more at http://www.calculatedriskblog.com/2016/12/corelogic-mortgage-loans-originated-in.html#OdLMYqp9fDiE2bjC.99
December 2016 QR Code
Have you scanned your final QR Code from BEB-Business Extension Bureau’s 2016 calendar yet?
We have a fun message for you!
You can also click here to see it!
NADA 100th Anniversary
In January, the National Auto Dealers Association (NADA) Convention & Expo will celebrate it’s 100th Anniversary! It is the world’s largest international gathering of franchised new-vehicle dealers and BEBdata is there every year! Check out their great video that outlines this amazing conference!
Happy Thanksgiving
Wishing you and yours a safe and happy Thanksgiving Holiday.
Six Money Topics Every Couple Should Discuss
Matt Diehl of OneMain recently published a blog regarding “Six Money Topics Every Couple Should Discuss”. Topics include:
- Joint or separate bank accounts
- Paying Bills
- Debt
- Budgeting
- Children
- Retirement
Bankruptcy and Student Loans
Sarah Chaney of The Wall Street Journal just published a fascinating article on how bankruptcy courts (since March) are allowing borrows to cancel private student loans with a new legal argument that relies on vague wording about the definition of a student loan.
Check out the entire article by clicking here.
Looking for Bankruptcy Data?
Our Bankruptcy file provides robust and comprehensive data including the most current data available combined with rich history as our records date back to 2002. We compile our database, which is over 20 million records today and contains a wide array of information such as filing dates, dismissals, discharges, Chapter 7 and Chapter 13.
November QR Code
Have you scanned your November QR Code inside your BEB Calendar? There is a super funny video (a turkey singing) to help you celebrate the November holidays! Check it out here.
Supreme Court Agrees to Hear Debt-Collections Case
Supreme Court Agrees to Hear Debt-Collections Case – BEBdata Bankruptcy Statistics
Midland v. Aleida Johnson centers on a conflict between two federal laws—the bankruptcy code and the Fair Debt Collection Practices Act
The high court has granted a petition for a writ of certiorari brought by Midland Funding LLC, which faces penalties under federal debt collections law for attempting to collect payment on debt from someone who had sought bankruptcy protection. Read the entire Wall Street Journal Article here.
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BEBdata leads the market with over 40 years of in-depth experience and knowledge of Bankruptcy list compilation, bankruptcy data, bankruptcy statistics and bankruptcy marketing.