Author Archives: BEBdata

Proposed January Rates Published

bebdata-january-2017-rate-hike-mail-poochThe proposed January postal rate hike has been released.  The anticipated changes, by percentage and class are as follows:

First Class Mail = .78%

Standard Mail = .895%

Periodicals = .832%

Some highlights to review:

  • FCM Automated Area Distribution Center (AADC) rates and 3-digit presort categories for automation letters and postcards, and Standar Mail Automation Letters are merging into one.
  • The weight maximum for FCM nonautomation presorted machinable letters and Standard mail machinable letters will increase from 3.3 oz to 3.5 oz
  • Standard Mail will now be known as USPS Marketing Mail
  • The weight maximum of Marketing Mail flats that pay piece races will increase from 3.3 oz to  4.0 oz
  • Workshare rate discounts are being reduced

For detailed rate comparison charts, click onto a category below:

nonprofit-mail marketing-mail first-classRates were submitted to the PRC (Postal Regulatory Commission) for review.   We will continue to post the current changes as they happen.  If you have questions or need additional information, please don’t hesitate to contact us.

800-969-5568

2016 DMA &Then

2016-10-16-dma-logoIs there a link between science and creativity? Can that link impact marketing and human emotion? Making successful data-driven connections is both an art as well as a science. Part craft and part instinct, &THEN explores the relationship of where art, science and humanity collide. Hundreds of speakers from major brands, leading agencies, and innovative services will tell you how to find that sweet spot of what you know about a customer and what you think your customer wants all while asking your audience to keep your message top of mind. &THEN’s speakers will explore the science of creativity and how marketers can benefit from exploring data-based creative solutions. Learn new things. Be inspired. Get motivated.  Read more here

Check out our Bankruptcy Database

BEB Data: Providing You With The Most Accurate Bankruptcy Data

When it comes to accuracy and up to date information on bankruptcy data, BEB Data is the leader in the market and brings to you the most accurate, reliable and up to date information from our very own bankruptcy database. Here at BEB Data, we are a group of highly skilled and trained individuals who occupy a skill set of great caliber and experience that guarantees to bring you the services you are looking for in the most professional manner you can think of. All our services are waiting to be availed by you. And for you, the process is just as easy as creating your very own account at BEB Data.

BEB Database

If you’re looking for the most accurate and reliable bankruptcy data, you have to look no further as BEB Data is the place to be. With our very own bankruptcy database, we are here for our customers to avail our services. Here at BEB Data, our bankruptcy database, as of right now, holds more than 20 million bankruptcy records. And this number seems to be growing each and every day. It may be noted here 20 million is a huge number and having to maintain a bankruptcy database with such a high number of records is as hard of a job on its own. But rest assured, as our team of highly skilled individuals know how to get things done and promise to deliver a maximum uptime and a minimum downtime for our bankruptcy database. BEB Data holds the bankruptcy database with all the relevant information you need whether it be filing dates, dismissals, discharges or any other relevant information as required by our customers. And how do we approve of this data as being the most accurate bankruptcy data available? Not only is all the data in our bankruptcy database standardized, but also CASS certified and DPV coded. And that is not all. As BEB Data gathers all the information, USPS National Change of Address (NCOA) is performed before having this data inserted into our bankruptcy database. Surely, this is a long process. But all of this has been made possible by BEB Data, just so you can get your hands on the most accurate and reliable bankruptcy data there is. We have said this before, and we will say it again. Rest assured as we are more than just talk. By hiring us, you are hiring a group of individuals who specialize in delivering you with the most reliable bankruptcy data available.

BEB Data Accounts Are Available 24 Hours

If you have not already signed up for your very own account at BEB Data, it is never too late to begin doing so right now. Our accounts are available 24/7 round the clock. And our system is as simple and easy to use as it can get. Sign up for your very own account and avail the finest services offered by BEB Data.

Mail Delivery Delays Due to Hurricane Matthew

2016-10-06-hurrican-matthewAnticipated Mail Delivery Delays Due To Hurricane Matthew Along the Southeastern and Mid-Atlantic Coast
Post Office Closures/Relocations/Service Impacts

The U.S. Postal Service is monitoring the progress of Hurricane Matthew. With its current track, the hurricane is poised to have significant impacts along the Florida coast and northward into Georgia, South Carolina, and North Carolina. In preparation, the USPS has begun to take the necessary steps to prepare for the storm.

At this time, the Governor of South Carolina has issued an evacuation order for the counties around Charleston, SC, effective 3:00 PM. today. Specific offices impacted will be shared shortly. Also, the Governor of Florida has asked for voluntary evacuations in coastal, barrier islands, and low lying areas along the east coast.

As the impacts to postal operations are identified, updated information will be posted to the USPS Alerts website accessed through the RIBBS webpage, http://ribbs.usps.gov/ and https://about.usps.com/news/service-alerts/.

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BEBdata leads the market with over 40 years of in-depth experience and knowledge of Bankruptcy list compilation and bankruptcy data. Because we compile and maintain our Bankruptcy list, we guarantee that you are receiving the most up to date and accurate bankruptcy data available.

BEBdata
4802 Travis Street
Houston, TX 77002
(800) 969-5568
http://bebdata.com

Finding the Right Bankruptcy Data with BEBdata

BEB Data: Leader Of The Market

Ever since the day BEB Data came into existence, we had only one objective in our minds. Our single goal was to bring the service that no one else could deliver with the experience and expertise that no one else yet possessed so that we see the day when we may become the leader of the market and, while doing so, build the trust with our customers so that each step we take is a step forward, never having to look or go back. With that being said, we can be at ease when we say that BEB Data has been leading this market with well over 40 years on experience on our hands. So if you’re someone who is looking to hire the best in the business when it comes to bankruptcy data compilation and expertise, BEB Data is the place to be. With hiring us as the organization to provide you the latest and up to date bankruptcy data, rest assured that you have placed the responsibility in the hands of people that know their job and know how to get it done in the most professional way possible.

BEB Data Provides You With The Most Accurate Bankruptcy Data

Here at BEB Data, we possess the latest material of bankruptcy list compilation and bankruptcy. By signing up for your very own account with us, we make sure that you get what you ask for i.e. the most up to date, reliable and accurate bankruptcy data that is available in the market. It may be noted that reliability should be of much concern when data of such caliber is the topic at hand. One should not leave room for even the slightest of a mistake. It may not be the case, but a simple error may just even cost you a lot of dollars. And trust us when we say this that it is not a good sight. Here at BEB Data, bankruptcy data is gathered on a daily basis from different courthouses placed nationwide. A lot of care and hard work goes into this process, just so we can get the most accurate information for our customers. Customer satisfaction is our top most priority, and that is something BEB Data will never compromise upon. So, if you’re someone who is looking for bankruptcy data, we are here to provide you with all the relevant information you need including filling dates, dismissals, discharges and much more.

Become A Part Of BEB Data Today

BEB Data is a group of individuals who are highly skilled and experience in what we do and bring a skill set of expertise to the table like non other. All our services are waiting to be availed by you to make your life easier. So why wait when you can register yourselves at BEB data today to get the most accurate bankruptcy data available.

What Happens to Student Loans in Bankruptcy?

Graduate - Gril holding signIn most instances, the obligation remains to repay student loans despite filing Chapter 7 or Chapter 13 bankruptcy.

During a bankruptcy case, the debtor is exempt from collection on the student loan, this is called an Automatic Stay. The automatic stay immediately goes into effect upon the filing of the bankruptcy petition and prevents collectors from taking any action against the debtor to collect.

Interest continues to build, even during a pending bankruptcy. As a result, the ultimate balance for a student loan is higher with additional interest.  In some situations, the interest on the loan may be excused.  The type of bankruptcy filed combined with other factors determine whether interest is forgiven. Chapter 7 and Chapter 13 bankruptcies treat student loans differently.

In a Chapter 7 bankruptcy, a debtor’s assets are sold, and debts are paid from sales proceeds in accordance with a priority system of seniority. The priority scheme is set in the bankruptcy code and based upon the order of liens, rather than preferences of the debtor. The most senior debts may be the only debts repaid due to the larger number of debts compared to asset sale proceeds. Student loans are often classified as senior debts and are paid in first priority.

In Chapter 13, debtors enter into a reorganization plan and make payments over several years to repay a percentage of total debts. The Chapter 13 plan establishes new terms for the repayment of debts, and lenders must consent to the plan’s terms. While a complete discharge of a student loan is nearly impossible, it is probable that the loan will be restructured through the bankruptcy plan, and the borrower’s payments each month will be lowered to a more affordable sum.

While it would be nice to have Chapter 7 or 13 bankruptcy eliminate outstanding student loan debt, total discharge of that debt seldom occurs.  More often, student loans are paid first as senior debts or paid through installments in Chapter 13.

*from a recent blog at attorneys.com

 

Find Bankruptcy Data

Our Bankruptcy file provides robust and comprehensive data including the most current data available combined with rich history as our records date back to 2002. We compile our database, which is over 20 million records today and contains a wide array of information such as filing dates, dismissals, discharges, Chapter 7 and Chapter 13.