Category Archives: Blog with BEBdata

January 2017 QR Code

Have you scanned the January 2017 QR Code from BEB-Business Extension Bureau’s new calendar yet?  We have a fun message for you!  Or Click Here Now.

If you don’t have a calendar and would like one, please feel free to contact us at 713.528.5568 and we’ll send one right out!


You can also click here to see it!

Housing Credit Index Update

money-houseLoans originated in Q3 2016 are among the highest-quality home loans originated since the year 2001, according to the latest CoreLogic Housing Credit Index (HCI) Report.

Higher index values indicate a higher level of credit risk for new originations and lower index values indicate less credit risk present. Compared with other loans made since mid-2009, the starting point of the current economic expansion, Q3 2016 loans are among the loans originated with the lowest credit risk based on six important credit-risk attributes.

The average credit score for homebuyers increased 5 points between the third quarter of 2015 and the third quarter of 2016, rising from 734 to 739.

The average DTI for homebuyers fell slightly comparing the third quarters of 2015 and 2016, falling from 35.7 percent to 35.4 percent.

The LTV for homebuyers decreased nearly 1 percentage point between the third quarter of 2015 and the third quarter of 2016, declining from 86.8 percent to 85.8 percent.

Read more at http://www.calculatedriskblog.com/2016/12/corelogic-mortgage-loans-originated-in.html#OdLMYqp9fDiE2bjC.99

NADA 100th Anniversary

BEBdata 2017 NADA

 

 

 

 

 

 

In January, the National Auto Dealers Association (NADA) Convention & Expo will celebrate it’s 100th Anniversary!  It is the world’s largest international gathering of franchised new-vehicle dealers and BEBdata is there every year!  Check out their great video that outlines this amazing conference!

2017-nada-100-video-graphic-bebdata

 

Bankruptcy and Student Loans

bebdata Bankruptcy Data - bankruptcy and student loansSarah Chaney of The Wall Street Journal just published a fascinating article on how bankruptcy courts (since March) are allowing borrows to cancel private student loans with a new legal argument that relies on vague wording about the definition of a student loan.

Check out the entire article by clicking here.

 

Looking for Bankruptcy Data?

Our Bankruptcy file provides robust and comprehensive data including the most current data available combined with rich history as our records date back to 2002. We compile our database, which is over 20 million records today and contains a wide array of information such as filing dates, dismissals, discharges, Chapter 7 and Chapter 13.