Peer-to-peer lending, (aka P2P), is the practice of lending money to individuals or businesses through online services that match lenders with borrowers. Since peer-to-peer lending companies offering these services generally operate online, they have lower overhead and can provide service cheaper than traditional lenders. As a result, lenders can earn higher returns compared to savings and investment products offered by banks, while borrowers can borrow money at lower interest rates even after the P2P lending company has taken a fee for providing the match-making platform and credit checking the borrower.
Also known as crowdlending, many peer-to-peer loans are unsecured personal loans. Other forms of peer-to-peer lending include student loans, commercial and real estate loans, and payday loans.
The lending intermediaries are for-profit businesses and generate revenue by collecting a one-time fee on funded loans from borrowers and by assessing a loan servicing fee to investors or borrowers. Compared to stock markets, peer-to-peer lending tends to have both less volatility and less liquidity.
From all of us at BEBdata, we wish you and your family and loved ones a very happy and safe Thanksgiving Holiday.
Our offices will be closed from Thursday, November 23 and Friday, November 24th in observance of the holiday. We will re-open on Monday, November 27, 2017.
As always, our count or order system will be available 24/hours – 7/days a week.
Thank you for your business and partnership.
According to a blog by Payments.com, 56% of millennials around the world are looking to spend more money on luxury items this year.
We partner with the nation’s most robust data companies for our automotive leads lists. The databases hold over 150 million records of car, truck & SUV owners throughout the United States, many with phone numbers.
Great for targeting vehicle owners that need service work, warranties, or need to upgrade to newer vehicles. Our lists are accurate and have a large select group to chose from such as Make, Model & Year to name only a few.
Below are some common uses of our Auto File :
- Service Center Promotions
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Buy your next auto file from BEBdata. We specialize in bankruptcy data, bankruptcy leads, and more. We are data experts and can help you to identify, communicate and engage your prospects to become customers. Call us today.
From all of us at BEBdata, we hope you have a safe and happy Labor Day Weekend!
Did you know that a record 29 million auto loans and leases were originated in 2016?
From The Hill
We’re reviewing the four things that you need to provide to a dealer in order to get a car loan if you have bad credit.
3. Working phone – This must be a landline or contract cell phone from a national carrier, in your name. Prepaid cell phones can’t be used. As lenders sometimes say “No phone, no loan!” This is so they can reach you if something happens, such as missing a payment.
from Auto Credit Express